While some home improvement projects are done purely for aesthetic reasons, window replacement projects offer a wide range of benefits.

If your current windows are decades old, they’re probably difficult to clean, provide poor insulation, and get stuck every time you try to raise or lower them.

Old wooden window frames also tend to deteriorate over time, which negatively impacts both their appearance and their ability to seal out drafts and outdoor temperatures.

Modern, energy-efficient windows make older models look like they’re straight out of the Stone Age! Many windows manufactured today meet strict U.S. government standards for energy efficiency and durability, which can help you save money on your home energy bills. These new features include multiple panes of glass, which provide improved insulation and impact resistance. Instead of using just plain air, many of these advanced windows are insulated with non-toxic gases, such as argon and krypton. (As long as you’re not Superman, you’ll do just fine!) If you’re willing to pay extra, there’s also the option of having mini-blinds inserted between the panes of glass.

Reducing Home Energy Costs

According to the EPA, “Replacing old windows with ENERGY STAR certified windows lowers household energy bills by an average of 12 percent nationwide. Lower energy consumption also reduces greenhouse gas emissions from power plants and shrinks a house’s carbon footprint.”

Energy Star-certified windows also have special coatings that reflect both infrared and ultraviolet light. That not only helps keep your home cooler in summer and warmer in winter, but it helps stop the sun’s rays from fading furniture colors, flooring, and other materials.

Some of the newer windows are available with three or more layers of glass panes, which can help make your home more comfortable and quieter. If external noise is an issue, installing well-insulated windows with multiple panes can reduce that problem significantly.

Although many of the new window products are constructed of wood, they’re often covered with vinyl or aluminum to be more weather resistant and durable. Fiberglass is another low-maintenance, durable material that offers good insulation qualities.

Cost Versus Benefits

While a window replacement project can take a big chunk out of your home improvement budget or bank account, it does provide a return on your investment. In addition to the fact that your home energy costs should decrease, installing new, energy-efficient windows will improve your home’s marketability in the future. If and when you decide to put your home on the market, the fact that you’ve installed energy-efficient, easy-to-use window replacements will be a major selling point in the minds of prospective buyers.

As is the case with all home improvement contractors, it’s always a good idea to get several estimates and check references, read online reviews, and take a look at Better Business Bureau ratings before choosing someone to handle the project.

Purchasing a home is a sign of new financial responsibility for many people. The leap into homeownership is a big and important step. Finding a home and securing a mortgage isn’t easy. Getting ready to take on a mortgage can require a lot of research and education on your part. Before you get too confused, you’ll need to learn the basics of a mortgage and what you should know before you apply. 

Be Prepared

This is probably the best advice for any first time homebuyer. Find some good lenders in your area. You can sit down with a lender and talk about your goals. The bank will be able to explain all of the costs and fees associated with buying a home ahead of time. This way, you’ll know exactly what to expect when you head into a purchase contract without any surprises. 

What’s Involved In A Loan? 


Each mortgage is a different situation. This is why meeting with a lender ahead of time is a good idea. Your real estate agent can suggest a mortgage lender if you don’t have one in mind. No one will be happier for you than your real estate agent if you have a smooth real estate transaction. You’ll be able to walk through the mortgage process step by step with a loan officer and understand the specifics of your own scenario.

What You’ll Need For A Mortgage

There’s a few things that you’ll need to have ready before you can even begin searching for a home. 

Cash For A Down Payment

You’ll need to save up a bit of cash before you know that you’re ready to buy a home. It’s recommended that you have at least 20 percent of the purchase price of a home to put down towards your loan initially.   

A Good Working Knowledge Of Personal Finances


You should have an understanding of your own finances in order to buy a home. Not only will this help you save, but it will help you to ensure that you’re not going to overextend yourself financially after you secure the mortgage. To get your finances in order, honestly record all of your monthly expenses and spending habits, so you know exactly what you can afford.   

The Price Range Of Homes You’re Interested In 

If you have an idea of what kind of home you’d like, it will make your entire house shopping experience a lot easier. You’ll be able to see exactly what you can afford and how much you need to save. When your wish list equates to half-million dollar homes, and you find that you can only afford around $300,000, you don’t need to go into shock! It’s good to have an idea of how much house you can afford and what it will get you. When you do a little homework, you’ll discover that buying a home isn’t such a hard process when you’re prepared!

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